Title Services

Closing the sale or purchase of a home is a complicated process

Meeting County, State, and Federal requirements and completing all the associated paperwork can be very challenging.

At Flex Title, Whether you’re buying your first home or selling your fifth investment property, every closing is their number one priority. They will be your trusted partner through the entire process. With 24 years of experience and integrity to match, they promise a high level of customer service, a friendly and professional environment, and so much more. By approaching every situation with a solution-driven mindset, they are able to make your real estate transaction as stress-free and efficient as possible.

Why Title Insurance?

Title Insurance is generally not as well understood as other forms of home insurance; however, it is just as important! When you purchase a home, you are purchasing the title to the property and the right to occupy it. Title Insurance protects you against title hazards, such as claims and rights by the previous owners. It is a one-time premium paid at closing which protects the homeowner against loss from defects that already exist in the chain of title.

There are two different types of title insurance:

Lender’s Coverage (required by the lender if the home is being financed)

Lenders require mortgagee title insurance as security for their investment in real estate, in the same way, they require homeowners to have fire or hazard insurance. A lender’s policy protects the lender in the event of a loss due to title defects which are not known at the time of sale. This policy protects the lender and does not protect the homeowner.

Owner’s Coverage

Owner’s title insurance lasts as long as you, the policyholder – or your heirs – have an interest in the insured property. An owner’s title policy protects the homeowner in the event of a loss caused by a defect in title. Examples of defects are errors with public records, unsatisfied notes, previously forged documents, unknown heirs claiming the rights to your property.

Protect Your Investments

Title insurance offers financial protection against these and other covered title hazards. The title insurer will pay for defending against an attack on title as insured and will either perfect the title or pay valid claims – all for a one-time charge at closing.

Your home is your most important investment. Before you go to closing, ask about your title insurance protection, we encourage you to protect your home with an owner’s title insurance policy.

Title Services

Closing the sale or purchase of a home is a complicated process

Meeting County, State, and Federal requirements and completing all the associated paperwork can be very challenging.

Why Title Insurance?

Protect Your Investments

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